CenPOS universal processing platform 
CenPOS is a technology solution with an intelligent switch that makes your credit cards, checks, loyalty program and alternative payments work better. It is NOT credit card processing. CenPOS is ideal for mid and large size businesses with a large volume of payment transactions, including check and credit card.
resources
CenPOS Sales Sheet : card not present benefits, overall capabilities 2 pg pdf
Sales: 954-942-0483
Update July 2011:
Cenpos Check processing now certified with TTech, CrossCheck, United TranzAct (formerly National Check Trust). ACH, Check 21, and check guarantee
For sales, referral and agent programs contact Christine Speedy direct line 954-942-0483
Please fill out the confidential form below for more information. Your data is not shared.
Built to help companies get more value out of their payment systems while combatting the rising cost of electronic payments, CenPOS solves merchant problems with host based technologies not available through other channels.
What is CenPOS? Although there are many features and benefits, at the heart of the technology is the intelligent switch. It routes payment processing via the least cost method by identifying what it is and knowing the least cost way to process it. This all happens faster than a traditional desktop credit card terminal. Merchants have hit a wall in reducing credit card processing costs via negotiating reduced merchant discounts. Real savings and cost management today are achieved through interchange management which CenPOS does intelligently and automatically. CenPOS resides virtually between the merchant and the Acquirer- ie the merchant payment processor (merchant account), Amex, check processor, loyalty card etc. All transactions hit CenPOS via high speed internet connection before being routed automatically. Real time cash flow reports, fraud prevention, and PCI Compliance are other key benefits.
How does CenPOS work? CenPOS uses host based software and no data is ever stored on your computers. For the merchant, a signature capture terminal hooked up to any computer with an internet connection is needed to take advantage of ALL features. Other options, including a magnetic strip card reader or a virtual terminal can be used with reduced features.
- In a traditional retail transaction, the cashier enters the sale, the customer swipes their card and the cashier may then ask questions including " May I see your card?", " Will that be debit or credit?", or "What's your zip code?".
- In a typical retail CenPOS transaction, the cashier enters the sale, the customer swipes their card and transaction data passes to CenPOS which triggers a response in less than 2 seconds. The response could be transaction approved and prompt for signature, prompt for PIN #, or other criteria. CenPOS determines what information is needed to process at the least cost and automatically prompts the cashier or the customer for what it needs, removing the cashier from making decisions or errors with costly implications. (Errors on credit transactions cost merchants up to 70 basis points or .70%.) CenPOS is an intelligent engine using numerous factors to determine the next step after the sale is entered. Best of all, since it is host based, you won't need terminal updates to have the latest software. The terminal is essentially a slave.
- CenPOS provides similar astounding benefits for ecommmerce and MOTO transactions.
Additional information is available by scheduling a conference call or Webex Demo.
Is it easy to use? Yes, for the merchant, the customer and accounting. It's DIFFERENT but it's like going from the days of 14k modem to high speed internet. You'll never want to go back.
What else does CenPOS do? Please call for more information. The solution offers amazing benefits, including meeting current PCI Compliance requirements.
How much does CenPOS cost? A small fraction of your transaction costs. If you have a retail operation and you have compatible units, you can continue to use them. Otherwise, you can buy them anywhere or we can obtain them at wholesale cost for you. You do not need to buy terminals from us.
Who is CenPOS for? Without revealing confidential target market information, CenPOS is ideal for brick and mortar retail environments, B2B and Non-profits with card not present transactions processing 1,000 transactions per month, $1 million per month, or has special needs that only CenPOS can solve such as B2B interchange qualification or tokenization.
Also, more info is in the CenPOS FAQ for cashiers and CenPOS blog.
Who are your competitors? The patent pending technology simply has not been readily available to mid-size merchants with the depth of features offered by CenPOS. Time and time again, when the facts are revealed, other products simply do not compare.
How can I find out more about CenPOS? Call Christine at 954-942-0483. I work directly under the company President at CenPOS.
ABOUT CenPOS: CenPOS is a universal hosted payment processing platform. Initially created for the automotive industry, CenPOS is now available to all qualified businesses for both retail and ecommerce.
ABOUT 3D Merchant Services: www.3dmerchant.com 3D merchant blog 954-942-0483, Christine Speedy
3D Merchant Services is the online brand created by FPS and CenPOS independent agent and VP Marketing Christine Speedy to communicate a wide array of payment processing information to merchants and to develop business leads. Christine offers CenPOS and FPS contracts to merchants . There is no 'middle man'. When you call Christine, you are buying from the manufacturer.